| Sr. | Deposit Period | Interest Rate |
| 1 | 15 Days to 60 Days | 3.50% (Simple) |
| 2 | 61 Days to 90 Days | 4.50% (Simple) |
| 3 | 91 Days to 180 Days | 5.00% (Simple) |
| 4 | 181 Days 364 Days | 5.50% (Simple) |
| 5 | For 12 Months (365 Days) | 7.00% (Simple) |
| 6 | 366 Days to 399 Days | 7.50% (Simple) |
| 7 | For 400 Days | 7.80% (Simple) |
| 8 | For 401 Days to 3 Years | 7.50% (Simple) |
| 9 | Above 3 Years to till 5 years | 7.50% (Simple) |
| 10 | For 12 Months | 6.50% (Compound) |
| 11 | Above 12 Months to till 24 Months | 6.75% (Compound) |
| 12 | Above 24 Months to till 36 Months | 7.00% (Compound) |
| 13 | Above 36 Months to till 60 Months | 7.25% (Compound) |
*** For term above 1 year, 0.50% extra interest for all senior citizens
| Sr. | Loan Products | Interest Rate |
| 1 | Personal Loan (up-to Rs. 50000 | 15.00% |
| 2 | Business Loan (Rs. 50001 up-to Rs 3 Lakh) | 15.00% |
| 3 | Secured Cash-Credit Loan (Above Rs 3.00 Lakh) | 13.50% |
| 4 | Mortgage Loan( Above Rs. 3.00 Lakh) | 13.00% |
| 5 | Housing Loan | 8.50 % to 9.00% |
| 6 | Housing and Commercial Complex | 11.50% |
| 7 | Two and Three wheeler Loan | 13.00% |
| 8 | Car & Small Vehicle Loan | 9.00% to 12.00% |
| 9 | Truck & Heavy Vehicle & JCB Etc. | 12.00% |
| 10 | Second Hand Vehicle Loan | 15.00% |
| 11 | Home Appliances Loan | 14.00% |
| 12 | Loan on Govt. Securities, LIC | 12.00% |
| 13 | Gold Loans | 11.00% |
| 14 | Salary Deduction Loans | 12.00% to 14.00% |
| 15 | Machinery Loans | 14.00% |
| 16 | Loans Against Deposits (2% on Deposit Int. Rate, For above 10 lakh @ 1% ) | |
